What does Performance Financial, Inc. dba Pacific Funding Mortgage Division (PFMD) do with your personal information?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. They types of personal information we collect and share depend on the product or service you have with us.
The information can include:
- Social Security Number and income
- Transaction history and account balances
- Credit history and employment information
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Pacific Funding Mortgage Division chooses to share; and whether you can limit this sharing.
How does Pacific Funding protect my personal information?
To protect your personal information from unauthorized access and use we use security measures that comply with federal law. These measures includes computer safeguards and secured files and buildings.
How does Pacific Funding protect my personal information?
We collect personal information, for example, when you:
- Apply for a loan
- Give us your employment history
- Give us your wage statements
- Provide your mortgage information
- Show us your drivers license
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
- Sharing for affiliates’ everyday business purposes – information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for non affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account.
Affiliates – companies related by common ownership or control. They can be financial and non-financial companies. Performance Financial, Inc. dba Pacific Funding Mortgage Division has no affiliates.
Non-affiliates – companies not related by common ownership or control. They can be financial and nonfinancial companies. PFMD does not share with non-affiliates so they can market to you.
Joint marketing – a formal agreement between non-affiliated financial companies that together market financial products or services to you. PFMD does not currently have any joint marketing partners but reserves the right to share with joint marketing partners in the future.