Lily Qian Falzone

Lily Qian Falzone

Loan Officer
Office : 661 – 803 – 5594
Fax : 661 – 670 – 5234
Email :
NMLS # 278034 || DRE # 01484595

With over 10 years of experience as a mortgage banker, I have helped hundreds of family getting into their dream homes, and/or refinancing into lower interest rate loans to achieve their long and short term financial goals. What sets me apart from many other lenders is my passion of finding the perfect loan that is just right for YOU. That’s why most of my clients are referred to me by their financial planners and CPAs – their most trusted financial professionals. Trained as an Engineer, I look at the loan process as an Analytical “Problem Solving Process”. While many talks about how difficult to qualify now a days, I know the “secret” to closing those hard-to-close loans, and getting “out of the box” clients approved. We are a direct lender as well as broker; so I shop the best rate and program for you. In addition, I am an experienced lender on Reverse Mortgage for Seniors.
What you will need: Documentation for all borrowers, including:
  • Social Security Number
  • Contact and employment information
  • Best estimates of income, assets, and liabilities

After you have finished: We will contact you to:
  • Guide you through the loan process
  • Complete your loan application package
  • Help you select the best program and interest rate
Customer Testimonial :
I have recommended several clients to Lily she has been very professional and detailed in her work she focuses on what is in the best interest of the client. She makes sure that the client makes well informed decisions before the loan is processed. I highly recommend her.
– Mauro D’Amico, Tax Specialist and Financial Adviser

Lily was a highly recommended referral from a good friend of ours and didn’t disappoint. When purchasing our home in 2011, her attention to detail, communication and execution was exceptional. In 2012, Lily arranged a refinance that lowered our rate, saving us hundreds of dollars a month. When the lender made a residency error, Lily intervened with management to correct, allowing us to proceed to funding. Lily is our loan broker and we refer her to friends and associates when the opportunity arises.
– Ron B, Santa Clarita CA

Lily was recommended to me from a friend. I had the best experience and she’s very responsive and professional. I have since recommended her to friends and family and they have had good experience s as well.
– Marla S. Long Beach CA

Lily helped my roommate and I to get funded for our new home purchases without a hitch! She was an expert, very diligent, personable and was on top of everything involved. I highly recommend using her and Pacific Funding Mortgage Division for your new home purchase. You will be very, very happy as we are from this wonderful experience. Thanks again Lily!
– Malcom S, Los Angeles, Ca
I would like to state what a pleasure it has been working with Lily Falzone and her team at Pacific Funding since we formed a strategic alliance with them a few years ago. Every referral client where we have worked with her and her firm, they have shown a willingness to go the extra mile with our firm and especially with the client. I would highly recommend Lily and her team to anyone seeking real estate funding as well as any other firms looking for a strategic partnership with a mortgage firm.
– Robert Downing, Owner, Downing Tax & Financial Service

Lily is one of the most highly reputable individuals I have ever had the pleasure of working with. Lily has always shown great care and involvement with her clients needs from start to finish. Lily is extremely knowledgeable and I would absolutely recommend her lending services to anyone. Give her call. You will be so glad you did!
– Christy Holcomb, Client & Escrow Services

Lily has helped my husband and I on two occasions with refinancing our home, and she was amazing. The first time she helped us out of an interest only loan that was about to end, which could have been a nightmare. The second time she got us into a conventional loan, with credits from the lender so we didn’t have to pay closing costs, and we got rid of our PMI, saving us a lot of money every month. She is very professional and knowledgeable, and she took such good care of us. We highly recommend Lily as a loan broker.
– Kelly S, Valencia, CA